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Flat-Fee vs. Discount Brokerage

Fixed fee vs. a lower percentage

A discount brokerage still charges a slice of your sale price — just a smaller one. A flat fee is a fixed dollar amount from $549 + HST that doesn't grow with your home's value.

Flat fee Discount brokerage
Pricing model Fixed flat fee A percentage (often reduced)
What you pay as price rises Stays the same Rises with the price
On the MLS® system & REALTOR.ca Yes Yes
You keep control of showings Yes Sometimes
Predictable at any price Yes No — it's a % of the sale
Optional pro services Add only what you want Bundled into the %

Last reviewed: September 2026. "Discount brokerage" describes a pricing model, not any one company.

Flat-fee vs. discount — common questions

What's a discount brokerage?

A discount or "commission rebate" brokerage still charges a percentage of your sale price — just a lower percentage than a traditional 5% model, or a partial rebate. It is cheaper than full commission, but it is still tied to your price: the more your home is worth, the more you pay.

How is flat-fee different?

A flat fee is a fixed dollar amount for the MLS® listing, no matter what your home sells for. On a higher-priced home the gap between a fixed fee and a percentage — even a reduced one — grows quickly. You pay for the listing, not a slice of your equity.

Do I get less service?

You get the same MLS® and REALTOR.ca exposure. What differs is that flat-fee is unbundled: you add services (Offer-to-Closing Support, a DirectConnect™ QR Yard Sign, AI Virtual Staging, an MLS® Interboard Listing Upgrade) only if you want them — or choose the Ultimate Money-Back Guarantee Package — instead of paying for a bundle inside a percentage.

When would a percentage make sense?

If you want a full-service agent to run the entire sale for you and are comfortable paying a percentage for it. If you want to keep control and keep more of your equity, a fixed fee is the more predictable choice.

Pay for the listing — not a slice of your equity.

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