What will you walk away with?
Estimate your net proceeds from an Ontario home sale — and see how much more you keep paying a flat fee instead of a percentage listing commission.
HST (13%) is applied to commissions and the listing fee.
ESTIMATED NET PROCEEDS (FLAT-FEE LISTING)
YOU KEEP ABOUT THIS MUCH MORE THAN A 2.5% LISTING
Estimates only, not financial or legal advice. Your lawyer's statement of adjustments at closing is the exact figure. The "2.5% listing" comparison is illustrative; commissions are always negotiable.
Net proceeds — common questions
What are "net proceeds"?
Net proceeds are what you actually walk away with after a sale: your sale price minus what it costs to sell and what you still owe. The big pieces are your remaining mortgage balance, any commission you offer a buyer's agent, your legal and closing costs, and your listing cost.
How does the listing cost affect it?
On a traditional listing, the listing-side commission is a percentage of your sale price — it grows with your home's value. A flat-fee listing replaces that percentage with a fixed fee, so more of the sale price stays in your pocket. This calculator shows the difference.
Is the buyer-agent commission separate?
Yes. Whether and how much to offer a buyer's agent is your decision, separate from your listing cost. The calculator lets you set it so you can see its effect on your net.
Are these numbers exact?
No — it's an estimate to help you plan. Your lawyer produces the exact statement of adjustments at closing, including prepaid tax adjustments and any mortgage discharge fees. Use this to get in the right ballpark.
Related: commission savings calculator · seller closing costs.